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    January 1, 2023
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Compare rates to see how we stack up. CD rates 6 months (as of 12/27/22) 4.55% Minimum deposit $1,000 12 months (as of 12/27/22) 4.65 Minimum deposit $1,000 APY 2 years (as of 12/27/22) 4.50% Minimum deposit $1,000 Casey Herron, CFP® Branch Leader Money Market Fund Schwab Value Advantage Money Fund® SWVXX $0 investment minimum The funds Investor Shares have no initial investment however Schwab systems require a minimum of $1 per trade 4.27% Minimum deposit 50 7-day yield with waivers) as of 12/26/22 Call your local Schwab branch at 406-214-3355 or visit schwab.com/missoula to find out more. 741 S. Higgins Avenue, Suite B Missoula, MT 59801 406-214-3355 Competitive yields on money market funds and CDs available through Schwab could help you meet your financial goals, and that's always a good thing. charles SCHWAB Own your tomorrow. Certificates of deposit available through Schwab CD OneSource typically offer a fixed rate of return, although some offer variable rates. They are FDIC-insured and offered through Charles Schwab & Co., Inc. Investors in money market funds should carefully consider information contained in the prospectus, or, if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a mutual fund prospectus by calling Schwab at 1-800-435-4000. Please read the prospectus carefully before investing. You could lose money by investing in the Schwab Money Funds. SWVXX seeks to preserve the value of your investment at $1.00 per share, but cannot guarantee it will do so. SWVXX may impose a fee upon the sale of your shares or may temporarily suspend your ability to sell shares if the fund's liquidity falls below required minimums because of market conditions or other factors. An investment in the Schwab Money Funds is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Schwab Money Funds' sponsor has no legal obligation to provide financial support to the Funds, and you should not expect that the sponsor will provide financial support to the Funds at any time. Past performance is no guarantee of future results. For the most recent 7-day yields, see schwab.com. The 7-Day Yield is the average income paid out over the previous seven days assuming interest income is not reinvested and it reflects the effect of all applicable waivers. Absent such waivers, the fund's yield would have been lower. Charles Schwab Investment Management, Inc. (CSIM), the investment advisor for Schwab Funds, and Schwab, Member SIPC, the distributor for Schwab Funds, are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. ©2022 Charles Schwab & Co., Inc. All rights reserved. Member SIPC CC7019834 (1222-2X1K) ADP119092R-00 (09/22) 00278560 SCH9031-127 Compare rates to see how we stack up . CD rates 6 months ( as of 12/27/22 ) 4.55 % Minimum deposit $ 1,000 12 months ( as of 12/27/22 ) 4.65 Minimum deposit $ 1,000 APY 2 years ( as of 12/27/22 ) 4.50 % Minimum deposit $ 1,000 Casey Herron , CFP® Branch Leader Money Market Fund Schwab Value Advantage Money Fund® SWVXX $ 0 investment minimum The funds Investor Shares have no initial investment however Schwab systems require a minimum of $ 1 per trade 4.27 % Minimum deposit 50 7 - day yield with waivers ) as of 12/26/22 Call your local Schwab branch at 406-214-3355 or visit schwab.com/missoula to find out more . 741 S. Higgins Avenue , Suite B Missoula , MT 59801 406-214-3355 Competitive yields on money market funds and CDs available through Schwab could help you meet your financial goals , and that's always a good thing . charles SCHWAB Own your tomorrow . Certificates of deposit available through Schwab CD OneSource typically offer a fixed rate of return , although some offer variable rates . They are FDIC - insured and offered through Charles Schwab & Co. , Inc. Investors in money market funds should carefully consider information contained in the prospectus , or , if available , the summary prospectus , including investment objectives , risks , charges , and expenses . You can request a mutual fund prospectus by calling Schwab at 1-800-435-4000 . Please read the prospectus carefully before investing . You could lose money by investing in the Schwab Money Funds . SWVXX seeks to preserve the value of your investment at $ 1.00 per share , but cannot guarantee it will do so . SWVXX may impose a fee upon the sale of your shares or may temporarily suspend your ability to sell shares if the fund's liquidity falls below required minimums because of market conditions or other factors . An investment in the Schwab Money Funds is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency . The Schwab Money Funds ' sponsor has no legal obligation to provide financial support to the Funds , and you should not expect that the sponsor will provide financial support to the Funds at any time . Past performance is no guarantee of future results . For the most recent 7 - day yields , see schwab.com . The 7 - Day Yield is the average income paid out over the previous seven days assuming interest income is not reinvested and it reflects the effect of all applicable waivers . Absent such waivers , the fund's yield would have been lower . Charles Schwab Investment Management , Inc. ( CSIM ) , the investment advisor for Schwab Funds , and Schwab , Member SIPC , the distributor for Schwab Funds , are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation . © 2022 Charles Schwab & Co. , Inc. All rights reserved . Member SIPC CC7019834 ( 1222-2X1K ) ADP119092R - 00 ( 09/22 ) 00278560 SCH9031-127